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3 hidden costs of a traumatic brain injury

Traumatic brain injuries cause a disruption in the normal functions of the brain. If you suffer a TBI, you can expect to spend at least a few hours in the emergency room. The bill for the room, diagnostic tests and doctor services may set you back thousands of dollars.

While many TBIs resolve in days or weeks, others lead to long-term health complications. If your TBI falls into the latter category, you may continue to encounter expensive medical bills. Here are three hidden costs that often accompany a TBI.

1. Home modifications

Your TBI may cause you to experience memory lapses, mobility issues and other challenges. To help you cope with these, you may need to install ramps, grab bars, new cabinets or other accommodations. Depending on the home modifications you need, you may spend thousands or more to outfit your house.

2. Cognitive and physical therapy

Many individuals with TBIs rely on cognitive and physical therapy to minimize the negative consequences of their injuries. Even if you have health insurance that covers some therapy costs, you are likely to have related out-of-pocket expenses you must pay. If you do not have health coverage, cognitive and physical therapy may be prohibitively expensive.

3. Counseling

If you sustain your TBI in a car accident or another stressful event, you may be vulnerable to post-traumatic stress disorder, depression and anxiety. While counseling may help you manage these, therapists often charge a premium for their services.

Your TBI is likely to have both immediate and ancillary expenses you must pay. Fortunately, if someone caused or contributed to your injury, you may be able to pursue financial compensation to help you move through your recovery.

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