Truck Accident FAQs
If you were involved in a truck accident, you probably have questions about what happens next. At Taliaferro, Carran, & Hampton, PLLC, we understand that the aftermath of a truck accident can be confusing and worrisome. We hope the following answers help you feel more informed about your rights and the process of filing a truck accident claim.
Who can be responsible for a truck accident?
Multiple parties can be responsible for the same truck accident. The truck driver, the trucking company and the owner of the vehicle can all be held liable for a truck accident.
Who will pay for my medical bills?
Most people in Kentucky have personal injury protection (PIP) insurance as part of their auto insurance policy. If you have PIP insurance, it will likely cover at least a portion of your medical expenses after an accident. If you need coverage beyond what your PIP insurance provides, filing a personal injury claim is your best option.
If I can’t work after a truck accident, can I be compensated for my lost wages?
Yes. A personal injury lawsuit allows you to seek compensation for several types of damages, including lost wages. If your claim is successful, you may able to recover compensation for lost wages as well as lost earning capacity.
What should I do after a truck accident?
- After an accident, the first thing you should do is call the police and make sure an accident report is filed.
- Next, seek medical attention. Even if you’re not sure that you were seriously injured, it’s a good idea to see a doctor anyway. Injuries can develop over time, and having strong medical records can bolster a personal injury claim.
- Then, contact your insurance company to file a report. When you are speaking to an insurance company, only state the facts. Do not elaborate. Saying more than you should can hurt your chances at a favorable settlement.
- Finally, call a lawyer. The sooner you have an attorney on your side, the better off you will be. Your attorney will protect your rights and deal with the insurance companies on your behalf.
What if the insurance company offers me a settlement right away?
Do not accept it until you have talked to a lawyer. Insurance companies — even your own — are more concerned with their own bottom lines than they are with help you recover. Many offer low settlements assuming accident victims will unknowingly accept them. Don’t fall into this trap.
Is it expensive to hire a lawyer?
Personal injury lawyers work on contingency fee basis, which means you won’t pay anything unless your lawyer successfully recovers compensation for you. If your lawyer does obtain compensation for you, the attorneys’ fees will come out of the final settlement. In short, you won’t pay anything out of pocket.
Get More Answers To Your Truck Accident Questions In A Free Consultation
If you have more questions about your specific situation or just want to meet one of our attorneys, please call our office in Covington at 859-757-4926 or toll free at 866-959-1943. You may also complete an online contact form. We serve clients throughout Northern Kentucky.